Pensions And Annutities Explained for Individuals And Employers
A series of articles that detail the types of pensions and annuities commonly available on the open market along with information for employers and their responsibilities.
Article matrix focusing on pensions and annuities
Credencis have put together a library of articles provided as reference material to further explain the types of pension and annuities that are currently available today. There is also material focused on the role of the employer in relation to company pensions and employee rights for opting in or out of a company pension scheme.
Pensions
Annuities
Employers / Employees
Pensions
The articles in this section relate to pensions and the common terms you are likely to hear or read about from numerous other sources.
What is Pension Drawdown?
Flexi Access Drawdown
Capped Drawdown
Advantages & Disadvantages of a Drawdown
Death Benefits in Income Drawdown
Flexible Drawdown
Uncrystallised Funds Pension Lump Sum (UFPLS)
Annuity VS Income Drawdown Rates
Annuities
Delve into the finer details concerning annuities to understand why they may or may not be a more suitable option for you.
What is an Annuity?
Open Market Option
Conventional Annuities
Enhanced & Impaired Annuities
Invested Linked & With Profit Annuities
Variable Annuities
Annuity VS Income Drawdown Rates
Advantages & Disadvantages of Annuities
Death Benefits of Annuities
Employers / Employees
With auto-enrolment coming in to place back in 20127, it is now the ongoing responsibility of employers to maintain the scheme on a triennial basis following their original staging date as well as declaring new employees once they begin employment.
Auto Enrolment
Auto Enrolment Software
Auto Enrolment Employees
Employer's Duties
Auto Enrolment Staging Dates
Qualifying Workplace Pension Scheme NEST
What will Credencis do for me?
The years of working experience in the pensions and savings industry have provided a wealth of accumulated knowledge that we use to help people who are planning for their retirement. Organising an income for retirement can be a complex and protracted task, Credencis can give you the informed, expert guidance to lead you through the steps.
Need advice? We can help.
Just a thing to remember, the initial consultation doesn’t cost you anything, so by all means, feel at ease to ask a question to one of our advisers